VA loans are home mortgages backed by the Department of Veterans Affairs (VA). With a VA loan, eligible service members and veterans can buy a home with little or no down payment, or refinance an existing home to get cash out or a lower monthly payment.
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From traditional mortgages to adjustable-rate and hybrid loans, there are. Both FHA and VA loans have lower qualifying ratios than conventional loans, and.
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· A VA Approved Condo Can Remove Barriers To Homeownership. Condos can be a great way to own a home at a lower cost than you might expect. And your VA benefit means you can buy with no money down. And because condos appreciate in value, you could use your future equity to move up later on in your homeownership journey.
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A VA Regional Loan Center’s local requirements pertain only to properties within the particular state in that RLC’s jurisdiction. The primary source of information about VA nationwide requirements is the VA Lender’s Handbook. local requirements supplement those in the Handbook.