A Houston home sold for around $3 million at 12441 Pebblebrook Drive. Freddie Mac believes both mortgage rates and home sales in 2020 will be lower than it had previously thought. NEXT: Peek inside.
. mortgage rates dip below 4 percent, falling to nearly two-year lows, homebuyers are likely to have lower monthly mortgage payments than they would have a year ago, says economist danielle hale.
The most common mortgage that Texans use is the 30-year fixed-rate loan. The interest rate does not change during the lifetime of the mortgage, which is why it’s called fixed.’ The length of this mortgage is attractive to borrowers, because it produces a low monthly payment. However, interest rates are higher compared to 15-year loans. Using the shorter mortgage can save many thousands of dollars in interest.
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Mortgage rates held steady today, for the most part. If there was a leaning, it was toward slightly lower rates, but not by a wide enough margin to be. MND NewsWire
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Current rates in Texas are 4.293% for a 30-year fixed, 3.694% for a 15-year fixed, and 3.84% for a 5/1 adjustable-rate mortgage (ARM).
Rates and products offered may differ from state to state. To see the rate and offering available to you, please select the state where you bank.
With more than 8,000 sales last month, the Houston housing market remains strong, fueled by low mortgage rates, a greater supply and a healthy economy. NEXT: See homes for sale on some of Houston’s.
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